Free & Easy Checking
So free it practically pays you!
Free & Easy Checking is the checking account that does everything you need by saving you time and money. There’s no minimum balance, no monthly service fee and no per check fee. And, it comes with convenient and exciting extras like free Online Banking and Easy Cash Rewards.
Why it's called FREE:
- FREE checks
- FREE Visa® Check Card
- Unlimited FREE check writing
- FREE unlimited transactions at Guaranty Bank ATMs (no more than $500 per day)
- FREE Preferred BillPay: once you try it you'll never go back
- FREE Online Banking: bank from the convenience of your home or office
- FREE eAlerts: keep tabs on your account by setting up customized alerts via email
- FREE of minimum balance requirement so none of your money is tied up
Why it's called EASY:
- Easy Cash Rewards: Earn up to 20% cash back on Check Card purchases at over 300 participating in-store and online retailers, through the program website.
- GuarantyOnline: View and manage your accounts from home, work, vacation or wherever for free
- Many of our branches are open seven days a week: No bankers' hours here
- Direct deposit: Your money is deposited electronically and available to you immediately
- INFO Line: Our automated phone banking is always open 24/7
- eStatements: View your account statements and check images online for up to 18 months
To open an account, stop in to one of our many conveniently located branches.
Guaranty Bank offers financial solutions that benefit hard-working families and the communities where they live and work. With a helpful, knowledgeable and friendly staff, Guaranty Bank is there to help you achieve your financial goals. Whether it’s saving for the future or managing your day-to-day purchases, Guaranty Bank is there for you.
Minimum to open account is $25. Free checks (wallet blue specialties). Account subject to overdraft and early closing fees. Personal accounts only. See the Easy Cash Rewards website for terms and conditions. See branch for details.

